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Big Girl Job: On the Hunt for the Elusive…

Friday, October 29, 2010


Vol . 1: The First Day of the Rest of Your Life

Senior year of college: a time most often spent desperately clinging to the last remaining vestiges of youth and freedom before the impending doom of graduation, when you’re ousted from your warm, carefree college existence and into the cold, cruel, “real” world.  And contrary to what your blithe existence of the last year of college tells you, that impending doom is closer than you may think.
Since childhood, we’ve heard adults reiterate Thomas Jefferson’s famed quote “Do not put off till tomorrow what you can do today” over and over in an attempt to dissuade us from a youthful norm:  procrastination.   And as you attempt to apply this phrase to your first semester mid-terms, papers, and, eventually, your finals, I invite you to ponder something else:  What are you going to do when you graduate?  For most, this question is often ignored  until halfway through second semester, or possibly ,in a worst case scenario), after graduation. 

Consider this.  Upon that fateful day of hideous mortar boards and equally disgusting graduation gowns, you will be one of hundreds of thousands of young people walking the line.  And odds are that a very high percentage of them will be looking for a job.  Where does this leave you?  If you’ve waited until after graduation to even consider the idea of employment, the odds are stacked against you.  In a down economy, where the unemployment percentage is stuck, and seemingly frozen, at 9.5%, finding a job is not what it used to be.  In the “old days”, when you graduated, jobs were practically thrown at you.  In a bull market where the Dow Jones Industrial Average was soaring at 14,000, companies were ecstatic to hire wet-nosed, bright-eyed young kids right out of college.  And many of you graduating this year may still be operating under the pretense that finding a job will somehow be easy.   Dispel any notions that lead you to that conclusion.  Many of you will also have unrealistic expectations of the jobs you will be offered and the salary you will be paid.  The days of being hired right out of college right into middle management with a $50,000 a year salary and awesome pension plan are gone.  In today’s world, you have to have a Bachelor's degree to even be considered for a position as an administrative assistant, which is essentially a very fancy title for a secretary.  On top of that, many companies are requiring at least  two to three years of experience in a professional setting for entry-level positions.   So this begs the question, where does this leave you?  What is YOUR plan? 

Despite all the doom and gloom, there is a silver lining, and something to be learned from those who have graduated before you.  And fortunately, it’s a very  simple concept.  Plan ahead.  Instead of waiting until the last minute to find a job, start looking NOW.  Most companies will accept resume submissions with a “graduation pending” in the education section.  In fact, they welcome it.  Not only will it get you ahead of the curve of 99% of the recently graduated job-seeking population  , but the companies to which you apply will appreciate your proactive attitude.  And if everything works out in your favor, upon graduation you will be able to say that you already have a job, which I’ve heard is an amazing feeling.

 Also, consider the companies to which you decide to apply.  Evaluate your major, your strengths, your weaknesses, your experience (professional or otherwise), and make sure that the jobs you are applying for are jobs you can realistically be considered for.  A large part of most peoples’ lack of success on a job hunt (myself included) is reading the job description and not necessarily the requirements.  You would be right in your thinking that answering phones, taking messages, penning correspondence and generating reports would be a job simple enough for a chimpanzee, but unless you can show on your page long resume that you are capable of doing so, no company is ever going to consider you for the position.  It brings light to the age old conundrum: you cannot be hired without experience, but if no one will hire you, how are you supposed to get experience?  One suggestion, which is in my opinion the best, is to get internships.  As awful as working for free might sound, an internship is by far the most efficient way to get the kind of professional experience that employers value so highly.   In addition, it will give you a more diversified pool to choose from when seeking out letters of recommendation, whether it be for graduate school or a company that offers more prestige.  There is also a large possibility of being hired on with the company for which you intern, pending that you like the environment and you play your cards right.

This is not to say that there isn’t a single college senior who doesn’t have a plan.  On the contrary, there are several people who have been working towards their respective career goals since day one of freshman year of high school.  But if you don’t find yourself among the select few who have their entire lives planned out in painstaking detail, now is the time to start.  Start planning and making decisions.  If you decide that working isn’t something that you want to start at the moment, start looking at graduate programs.  Know the tests you need to take, how many letters of recommendation you need, and what the other requirements are.  If you decide that you do want to find a job, start researching companies now.  Make use of the career centers at your respective universities, get your resume lined up, and look for internships.  It doesn’t so much matter what exactly you’re doing as long as you’re doing something that’s furthering you toward some kind of career goal.   It may seem asinine and pointless, but if you beat the rush, you will thank yourself.   You will never hear anyone, 50 years from now as they reflect back on their life, say “Man, I really wish I hadn’t planned ahead.”

-Kelly Sabey
READ MORE - Big Girl Job: On the Hunt for the Elusive…

The Phantom CEO: Building a Network

Tuesday, October 26, 2010


The more I do, the more that I realize how much my network has contributed to any accomplishment worth mentioning.

Building a network is not networking. It is not creating a rolodex of transactional relationships. You know you’ve built a network worth having when there are about fifty people whom you engage in life with.  It’s having people you love (and who hopefully love you) to stay in constant contact with in order to provide the best of yourself to further their aspirations.
Let me repeat that: You provide your network the best of yourself to further their aspirations.

Building a network like this requires two simple things: first, a ration of 10:1; second, NOT being an asshole.

The ratio of 10:1 indicates that you do something for someone ten times for every single thing you ask of them. Why ten? Because by the time you hit four or five you stop counting – and thus stop being subconsciously transactional – and start being a genuine and arguably better human being.

The key is to build a network BEFORE you need it. That’s what having a network MEANS.
But what does “having a network” look like? Great question. To me, I know that I have added someone new to my network when they start asking me for help. This is key because I know that our relationship has developed enough that they feel comfortable asking for my help. I know that they trust me enough to follow through on what I say I’m going to do. I also make sure to follow through on those promises— because in the currency of relationships, promises that are kept are gold. I’ll say it again, this time in all caps: GOLD.

Because of this I’ll also note that the quickest way to gain a reputation is to not follow through on promises. Remember, this is not transactional. I do not keep a tab of how many things I’ve done for people because I get enough enjoyment out of seeing my contribution help them progress. I ensure that this happens because I usually make requests on behalf of someone else. I hardly ever make any requests for myself.  In fact, often my one “ask” is to help someone else , someone, for example, who is just getting started and wanting to build their own network or get a few actionable items under their belt.

There are two VERY important pieces about maintenance that I’ll mention when it comes to networks.

One, treasure it. Make sure that it is the number one thing in your life. Why? Because that’s all you have in life. Good, bad, or ugly, the relationships with those around you are all you will have in your life. Nothing else comes close.

Two, safeguard it. Don’t fuck it up. Follow through on promises. Don’t make a recommendation for someone you barely know. Make sure you have your shit together. With every interaction you have with the people around you, you are creating—whether intentionally or accidentally—your personal brand. Your personal brand is the initial emotional response people have when they think of you or hear your name. Regardless of whether or not you think it’s fair, how we as social beings weigh the importance of the relationship with others is based on one thing: our subconscious emotional response to them. How you control that comes down to a simple equation: Outcomes/Expectations - Your direct behavior with them - The feedback they get from other people about their interactions with you.

So to recap:

Don’t be an asshole.

10:1

Make sure you make people feel comfortable asking for your help.

Make sure you actually follow through on your promises.

Your relationships are all you have in life. Act accordingly.

Unfortunately, perception is everything, and how it is developed has nothing to do with the logical aspects of the brand. Manage your personal brand to be what you want it to be in the minds of the people whom you wish to engage with. 

READ MORE - The Phantom CEO: Building a Network

As Karate Experts, We Recommend You Check This Out

Tuesday, October 19, 2010


In a recent post from Daily Roast, I was introduced to the political party of "Rent Is Too Damn High". A fellow named Jimmy McMillan is providing realistic political comedy that we can all relate too. 


See the video here.


Jimmy,


From the staff here at {BRANDED}, we love the cause, and share a karate-type spin kick in support for your cause. 


Cheers!




Make sure to keep up on the guys over at the Daily Roast.


{BRANDED} ONLINE MAGAZINE
READ MORE - As Karate Experts, We Recommend You Check This Out

ECONOMICS: Introducing Hayek and Keynes – With Booty, Booze, and Raps


John Papola and Russ Roberts, creators of econstories.tv, have produced an informational (and rather entertaining) video entitled “Fear the Boom and Bust”. This video illustrates the differences between the philosophies of John Maynard Keynes and F.A. Hayek, but they do it with a twist: econstories.tv uses entertainment as a forum to introduce the differences of two economic philosophers that greatly influence economic policy and theory.







To give an example of how these theories are used in our day and age, the popular Paul Krugman, a prolific columnist for the New York Times, often cites Keynesian theory in his columns on economic and political policy. Also, my own professors have shared their opinions on the goods and bads of Keynesian economics. However, they often neglect to discuss alternative economic theories, such as those of an opposing economic philosopher, F.A. Hayek. 

Hayek, a highly influential twentieth-century economist, proved to be a worthy adversary to the more famous Keynes.  His revolutionary ideas about the coordination of peoples actions within an economy, fearing the boom, and research on economic policy engaged Keynes’ ideas, and these disparate theories forced their way onto the worldwide stage of economic debate. Because of this lively discussion, many economists integrated Hayek’s ideas into their own theories.

John M. Keynes made the claim that “We are all dead in the end”.  Although this is irrefutably true and may seem overly simplistic, I disagree that the consequences of our economic decisions die with us.  The decisions we make today will shape the economic landscape for generations. But, whether you claim the title of Keynesian or not, one thing is clear, booty, booze, and raps make economic theory and education an enjoyable experience.

Cheers!

Alex Grimnes
READ MORE - ECONOMICS: Introducing Hayek and Keynes – With Booty, Booze, and Raps

FINANCE: Understanding Protection for the Modern Student Co-Op with Alex Grimnes and Brandon Fry (Part Two)

Tuesday, October 5, 2010


Protection Part 2:

Car Insurance is a necessary key to protection for everyone, even college students… especially college students.  Income restraints drive uninsured college students to justify driving without insurance.  Doing so is dangerous for you and others on the road. So, because it’s so vital, I am cutting out all of the filler.  Let’s get to the meat and potatoes of car insurance, and move to better understand this crucial aspect of protection.

The more you know about car insurance, the better off you are.

-       Insurance rates change frequently often times creating the illusion that insurance companies are just trying to rope in an extra buck. Although that may be true, rate changes occur because insurance companies are required to back up their policies with cash in their accounts. Interest rates adjust because these companies have to compensate for both the amount of cash available and their overall revenue. Why is this information useful? When shopping for car insurance, whether by yourself or with an agent, it is not always the case that an independent firm has competitive interest rates compared to others. It is limiting to work with only one insurance firm instead of diversifying with an independent agent.


-       Secure your investment in your insurance.  In most cases, people wouldn’t throw money into stocks or funds without gathering some sort of information on the company or product.  Whether it is with an online brokerage, financial advisor , or a friend, information is key, and the more information gathered, the stronger the investment choice.  Car insurance is the same way; take time to gather information in order to make a smarter investment.  Independent brokers will survey different company policies, looking for a combination of aspects that are valuable to the policy you are looking to build.


-       Brandon Fry, financial advisor at Maxim Wealth Strategies, mentions three keys to building a strong car insurance policy. They are:

1.     Have Sufficient Coverage:  Often times a mere $5 extra per month can double the amount of your policy’s coverage. The state minimum may not be sufficient in a students’ situation. For example, the Utah State Minimum for car insurance is $25,000/$65,000. To increase your coverage to $100,000/$300,000 is a matter of a few extra dollars per month. This increase could be a world of difference for you and the drivers around you.  However, price is not the only important aspect to keep in mind when searching for insurance.  Ensure that the coverage that you pay for is worth the bill.


2.     Find An Agent Who Is Willing To Back You Up:  Most independent agents are willing to do the work necessary to build a policy that fits your requirements. When working with an agent, keep in mind a Win/Win or No Deal mentality. An agent that cares and is honest will find a policy that fulfills expectations on both ends of relationship. As stated earlier, do your research to make a better-informed decision.

3.     Find a Price That Is Right For You:  Students are often covered by their parents’ car insurance and thus may have sufficient coverage. For those aren’t covered by their parents’ policy, it is not impossible to find car insurance that fits their budget.  I am not into scare tactics, but take the first step in protecting yourself - and potentially your family - by researching information about insurance, researching an experienced and hard working agent, and finding a price point that will not over-extend your financial boundaries.  Keep in mind: Win/Win or No Deal.

 Overall, take the time to investigate insurance with a reputable agent, and protect yourself from the harsh realities – loss of your license, hefty fines, or possible jail time - of driving without insurance.

Stay Smart,



READ MORE - FINANCE: Understanding Protection for the Modern Student Co-Op with Alex Grimnes and Brandon Fry (Part Two)